Blog - VAL GARROW LOANS

Decoding the Advantages: Pre-Qual vs. Pre-Approval in Real Estate

Discover the key differences between pre-qualification and pre-approval to better guide your clients in achieving their dream home faster.

Published on 08/20/2024

Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing

Inflation has been top of mind when it comes to housing affordability. Here's what you need to know about the latest data reports.

Published on 08/14/2024

Busting the Biggest Myths About Buying a Home in 2024

We're separating fact from fiction regarding the current housing market.

Published on 08/07/2024

Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained

A second mortgage is a loan secured by your home that allows you to tap into its equity, offering potential benefits like access to cash and lower interest rates, but also comes with risks such as increased debt and potential foreclosure.

Published on 07/31/2024

New vs. Existing: Why a Newly Built Home Could Be the Better Deal

Learn why newly built homes might be your most budget-friendly option.

Published on 07/24/2024

Navigating Refinance Appraisals with Confidence

By understanding and preparing for the refinance appraisal process, you can better navigate your mortgage refinancing and potentially secure more favorable loan terms.

Published on 07/17/2024

Tax Deductibility of Home Equity Loans in 2024

Let'a talk about maximizing your tax benefits with home equity loan deductions.

Published on 07/10/2024

Top U.S. Cities for Real Estate Investment in the Next 5 Years

Real Estate Experts Identify Top U.S. Cities for Property Investment Over Next 5 Years

Published on 07/09/2024

Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out

If you're curious whether your desired neighborhood currently offers favorable conditions for buyers, here are practical ways to determine it.

Published on 07/03/2024

Understanding Your FICO Score: Key to Better Home Loan Rates

A FICO score is a three-digit number representing your creditworthiness, determined by factors like payment history and amounts owed, and it significantly influences your ability to qualify for and secure favorable terms on home loans.

Published on 06/26/2024

Master Your Finances: Understanding the Mortgage Payment Calculator

Struggling to decode mortgage payments? Our calculator is your financial detective! Let's solve the numbers game together!

Published on 06/21/2024

The Biggest Mistakes Potential Homebuyers are Making Right Now

Are you making it harder on yourself to buy real estate? Read this article to uncover the worst mistakes homebuyers are making.

Published on 06/19/2024

Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home

Here are 5 crucial kitchen inspections every first-time homebuyer should do.

Published on 06/12/2024

Understanding Hazard Insurance: What Homeowners Need to Know

Hazard insurance covers specific physical damages to homes, usually isn't tax-deductible for primary residences, but may be for business or rental properties.

Published on 06/05/2024